Scammers are good at what they do. They use social-engineering tactics to for convincing you to get out money. They contact via emails, phone calls, and text messages to the victims.
If you think you have given personal information to a scammer, take appropriate actions immediately to protect yourself from future risks.
Seven ways will help you identify a scam:
1. You contacted out of the blue:
The scammers can ask you for personal or payment details via cold calls, unexpected emails, and messages. If you are suspicious about the caller, you must hang up the call and contact the relevant company directly.
2. Someone asked you to share personal details:
Do not share your sensitive data with anyone on the phone, especially if you don’t know who the caller is. They can use your identity in some fraudulent activity. So, keep your personal information confidential.
3. The contact details are vague:
Fake websites on the Internet use vague contact details like mobile numbers or PO Box for stealing all the money you have.
4. Someone asked you to keep the things a secret:
Scammers advise you to keep quiet. So, you cannot discuss the things with your friends and family members for making a decision.
5. The offer is too good that you might think to be true:
Avoid if you find someone promising you high returns for a little financial investment. The scammers might say: you will regret it if you miss that deal!!
6. You were under pressure to make a decision:
Scammers try to hurry your decision-making using tactics. Don’t trust if someone tries to rush as everyone needs some time to make an informed decision.
7. There are spelling and grammatical mistakes:
Professionals at official companies check the messages carefully before sending them out. Scam message might contain minor mistakes with content.
8 Tips to protect yourself if you scammed:
- Ignore if the scammer contacts you.
- Check and scan your computer if you have given the scammer remote access.
- Change your passwords.
- Contact your financial institution if someone stole your PIN.
- Keep checking your credit file.
- You can also use a call blocking service.
- Report scam to police, Action Fraud, and your payment provider.
- Emotional support is essential after a scam.
What to do immediately; if you have scammed?
- Stop all contact with the scammer.
- Do not pay any more payments.
- Contact the financial institution you sent money through.
- Reporting the scam will help to warn the others.
What to do later if you have scammed?
- Analyze and tighten your security at home and online.
- Equip yourself to spot the scam.
- Talk to your friends and family member about what happened.
The companies promising to help you recover your money after a scam may be fraudulent, especially if they demand an advanced payment from you. Emotional support is also required as being scammed destroys mental health. Tighten your social media privacy may prevent you from getting in touch with scammers.